Cannabis Cultivation Facility Insurance

Marijuana Cultivation Facility InsuranceNo matter how safely you run your marijuana growing business, operators of cannabis cultivation facilities are faced with unique risks and should carry Cultivation Facility Insurance. Loss from fire due to faulty electrical systems, theft, natural disasters, smoke damage, vandalism and water damage from faulty air conditioning and heating devices are real concerns that cannabis cultivators need to be properly insured against. Due to the nature of the business, physical security systems such as alarms and video surveillance are also required for cannabis cultivators to comply with government regulations and insurance policies.

Insurance for medical marijuana growers is highly specialized and not something you can find from any agency. At, our licensed brokers can help you ensure that your medical marijuana cultivation facilities and valuable products are insured throughout the entire growing process, from seed to sale.

Cannabis Cultivation Facility Insurance Program Highlights

General Liability

  • Occurrence form
  • Mono-line or Package/BOP Policies
  • “A-XVI” Rated Carrier (A.M. Best Co.)
  • Up to $25,000,000
  • Non–Owned Auto Endorsements
  • Additional Insurance Certificates/Waivers of Subrogation/Primary Wording
  • $0 Deductible*
  • ISO CGL form

*Additional limits may be available.


  • Indoor and Outdoor Property Coverage
  • Limits up to $3,500,000 per Location/Building
  • Cannabis Inventory
  • Business Personal Property, Tenant improvement, Building, Loss of Income, Etc.
  • BOP Coverage’s and endorsements – Cargo/Money and Securities/Equipment Breakdown/Etc.
  • ISO Property Form

Crop Coverage

  • Limits up to $1,250,000 per Location/Building
  • Indoor, Greenhouse, and Outdoor Growers
  • Seed Banks and Farmers

Product Liability

  • Exceeds All State Requirements (including WA)
  • Separate Liability Limits
  • ISO Product Liability form

Get Cannabis Cultivation Facility Insurance Today!

Get Started now. Simply call us at 866-376-2510 or complete our Free Insurance Quote Request Form and we’ll get you started. Our insurance specialists will evaluate your cultivation facility insurance needs – at no cost to you – and then shop around for the best coverage and rates. Experience the difference with!